JAMES CONSULTING

Unlike traditional loans, factoring doesn’t require businesses to pledge assets or offer personal guarantees. The invoices themselves...

The most significant advantage of factoring is the immediate improvement in cash flow. Instead of waiting 30, 60, or 90 days for clients...

The business submits its invoices to the factoring company, which advances a percentage of the invoice value, usually 80-90%. Once the...

This is a specialized type of finance used to fund specific construction projects. Project financing often involves funding from various...

factoring can be a useful tool for businesses that are expanding rapidly. New or growing companies often face cash flow challenges as...

As your business grows and your invoice volume increases, the amount of funding available grows as well. This scalability makes...

Lenders typically evaluate the creditworthiness of the business’s customers rather than the business itself. If a business works with...

The factoring company provides an upfront payment, typically around 85-90% of the invoice value, and collects the payment directly from...

Recruitment finance is a specialized form of funding that caters to the specific needs of recruitment agencies. It typically involves the...

Since the invoice is used as collateral, businesses don’t need to provide additional assets, such as property or equipment, to secure the...

Non-recourse factoring shifts the responsibility for unpaid invoices to the factoring company. If the customer defaults, the factoring...

Unlike traditional loans that have fixed terms, invoice discounting is flexible. Businesses can access funding as needed by submitting...

Haulage finance refers to the financial solutions designed specifically for businesses operating within the haulage and logistics...

Non-recourse factoring shifts the risk of customer non-payment to the factoring company. In this arrangement, if the customer fails to...

The amount of funding available depends on the volume of invoices a business has. As the business grows and generates more sales, the...

Once the customer pays the invoice, the factor releases the remaining balance, minus a fee. This allows businesses to access cash...

Many factoring companies also offer additional services, such as invoice verification, credit risk management, and collection services,...

Unlike traditional loans, construction finance is not based on incurring additional debt. Businesses sell or discount invoices instead of...

Construction factoring is flexible and scales with your business. As your sales increase, so does the amount of funding available, making...

In this model, a business submits its invoices to a finance provider, who then advances a percentage of the total invoice value. Once the...